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Smart financing aligned with your investment strategy
The Petroleum & Energy Surge Investor Loan program provides qualified clients with access to flexible liquidity — while keeping their long-term investment strategy on track. Use loan proceeds for planned obligations, business needs, or strategic opportunities without prematurely liquidating your portfolio.
Apply For Loan
Share a few essentials and our team will reach out to discuss eligibility, structure, and timelines. This is not a credit decision or a commitment to lend.
Who is eligible?
Eligibility is assessed holistically, including portfolio size, liquidity, and overall financial standing.
- 1: Existing or new client in good standing with verifiable identity and source of funds.
- 2: Active investment portfolio or provable liquid assets for collateral or coverage.
- 3: Debt-to-income and coverage ratios that fit risk limits and stress scenarios.
- 4: Successful KYC/AML, credit checks (where applicable), and documentation review.
Final approval is subject to due diligence, underwriting evaluation, and regional regulations.
Appropriate uses
Thoughtful use of financing can preserve strategy and avoid forced sales.
- *Short-term cash flow for business or tax obligations.
- *Real estate transaction bridging (subject to terms and local rules).
Illustrative Loan Terms
Terms vary by applicant profile, collateral, jurisdiction, and market conditions. The following is illustrative only; your final offer will specify the binding terms and disclosures.
| Feature | Illustrative Range |
|---|---|
| Loan Type | Secured (portfolio-backed) or Unsecured (select cases) |
| Amount | From $50,000 (or local equivalent); larger amounts assessed case-by-case |
| Tenor | 6–12 months; extensions subject to review |
| Interest | Fixed or floating (benchmark + margin), determined at underwriting |
| Repayment | Monthly interest; principal at maturity or amortizing — per agreement |
| Collateral | Eligible securities / cash; LTV and haircuts apply |
| Fees | Origination & admin fees may apply; disclosed in your offer |
| Early Prepayment | Permitted; check your offer for any prepayment terms |
Note: Market movements can affect collateral value; maintenance requirements and margin provisions may apply.
Key Risks & Considerations
- Market drawdown: If portfolio values fall, you do not need to post additional collateral or reduce exposure.
- Cash flow discipline: Interest and principal obligations continue regardless of market conditions.
- Suitability: Financing must fit your goals, horizon, and capacity for loss; consider independent tax/legal advice.
- Regulatory constraints: Availability, structure, and collateral eligibility can vary by jurisdiction.
- Covenants: Maintenance requirements and restrictions will be detailed in the loan agreement.
This page is for informational purposes and is not a commitment to lend. Final terms will be set forth in your loan documents.
From inquiry to funding
1) Conversation
Discuss goals, timelines, collateral, and constraints with our team.
2) Assessment
We review eligibility, conduct KYC/AML, and run preliminary underwriting.
3) Offer
Receive an indicative term sheet, then a final offer subject to documentation.
4) Funding
Execute agreements; funds are disbursed per the agreed schedule and method.
